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Set money goals, and develop a plan to reach them. Decide what’s important to spend, then save the rest for a rainy day—or
a downpayment on a home.Buying a Home Learn the nine key steps to buying a home. http://www.hud.gov/buying
HUD’s Housing Counselors

They help you manage money, learn about credit, and navigate the homebuying process. To find a HUD-approved housing counselor in your area, call 1-800-569-4287 or visit our website at http://www.hud.gov/counseling

Neighborhood Networks Provide education and job training information. 1-888-312-2743

http://www.NeighborhoodNetworks.org

Home Aff ordability An online “calculator” helps you learn what it takes to buy a home. Sponsored by the Government National Mortgage Association (“Ginnie Mae”). http://www.hud.gov/calculator Federal Reserve Education Free tools and materials to better understand money and economics.
http://www.federalreserveeducation.org